How Key Person Life Insurance Works:

    The employer pays premiums for a life insurance policy on the key employee's
life. The employer is the owner and beneficiary.

    The employer can arrange an Exchange of Insurance Agreement to reduce
losses if a key employee leaves prior to retirement. This allows the employer to
transfer coverage to a successor.

    If a key employee dies, the employer receives the policy's income tax-free death
benefit* and can apply it towards business expenses or losses caused by the
employee's death.
* Subject to the corporate alternative minimum tax for C corporations.
Contact us to learn how Key-Person Life Insurance
can provide the funds you need to keep your business
running smoothly after you've lost a key employee!


           Key-Person Insurance
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